Owning a Home is YOUR Hedge Against Inflation

You have felt it!! Gas, Groceries, Cars, Tools, and EveryDay Items are going up and cost morealmost daily. These climbing consumer costs hurt your Budget, possibly postponing manypurchases, especially the larger items. Here are thoughts on why Buying a Home or Owning a Home can help you fight the demands ofinflation. Owning a Home or… Read more »

Enhance Your Home Safety With These Exterior and Interior Checks

Regular inspections of your home in Southern Utah can help you address issues before they cause any harm. While seasonal home inspections are the ultimate way to stay on top of maintenance and potential risks, performing an in-depth safety check at least once a year will ensure that you identify minor concerns before they become… Read more »

STOVE SHOPPING: GAS VS. ELECTRIC

As any homeowner will tell you, there’s more to a home than meets the eye. One decision on the horizon is choosing between gas and electric. If appliance choices have got you feeling the heat, know that it’s easier than you think. Here are a few pointers on choosing the right stove for your needs…. Read more »

4 Essentials to Sell Your Home

Selling your home in the St. George and Southern Utah area doesn’t have to be an ordeal. By concentrating on just a few key things it’s possible to minimize the time your property spends on the market. From improving curb appeal to removing excess clutter, here are several things that can help you to improve… Read more »

3 Remodeling Projects That Prospective Buyers Desire

Rather you live in St. George, Southern Utah or anywhere, remodeling is a great way to fix, update or upgrade your home while increasing its value.  But caution must be used as costs can add up fast. It’s important to prioritize the projects that will not only benefit you and your family in your daily… Read more »

8 Creative Ways to Save for a Down Payment

If you’re ready to make the jump from renter to homeowner, you’ll most likely need to save for a down payment. The typical down payment to buy a home in Southern Utah is between 3% and 20% of the purchase price. While 56% of buyers with a mortgage put down less than 20%, saving up… Read more »

Keeping It Clean This Flue Season

Roasting chestnuts over an open fire is a delightful holiday season tradition, but unless your flue has been inspected and cleaned, it’s not a very good idea. After all, a far less popular holiday pastime is running out into a winter night in your pajamas because your flue caught on fire. Flue fires account for… Read more »

Pantry Organization for Preppers

With more people staying at home and avoiding crowds, a lot of homeowners are turning to home prepping as a way to cut back on trips to the store and avoid shortages. Unfortunately, many people find themselves overwhelmed. Sometimes it’s hard to know exactly what to stock up on. And once the pantry is fully… Read more »

Salary Drop? – A Mortgage is Still Available

In uncertain times, it can be easy to sit back and worry your time away hoping things will work out eventually. Although worrying will absolutely give you something to do, it won’t get you anywhere. So if you’ve been wanting to buy a home or refinance this year, don’t discount the possibility just because your… Read more »

How Does Rent to Own Housing Work?

Buying a home is a big deal, especially for those who have had credit problems in the past. The most common way to buy a home is with a mortgage loan, which requires both a credit score that the lender finds acceptable and enough cash on hand for a down payment (and usually some other… Read more »