How Does Rent to Own Housing Work?

Buying a home is a big deal, especially for those who have had credit problems in the past. The most common way to buy a home is with a mortgage loan, which requires both a credit score that the lender finds acceptable and enough cash on hand for a down payment (and usually some other… Read more »

VA Loans

U.S. Veterans have made many sacrifices to serve our country and protect our freedoms. To show our gratitude, we’re able to offer them a Veterans Affairs Home Loan and the freedom of homeownership.  The American dream is within reach for these men and women who have given so much, and options are available at amazing… Read more »

[Top 10] Expensive Homeowner Mistakes

Top 10 Most Expensive Mistakes You’re Making on Your Home Homes cost a lot of money to maintain. But are you spending extra money unnecessarily on upkeep? Here are the 10 most expensive mistakes you could be making in your home. 1. Using Traditional Light Bulbs If you still have incandescent light bulbs in your… Read more »

Title Insurance: What It Is, Why You Need It

Buying a home is fraught with all kinds of peril, from home inspections that go terribly awry to negotiations that seem to go on forever and hinge on every little detail. But once you’re through all of that, you’re basically in the clear, right? For some buyers and sellers, maybe not, but title insurance can… Read more »

3 Renovations To Sell Your Home Faster

If you’ve decided to place your home on the market, you likely want it to sell as quickly as possible. Partially, this is for your own convenience. More importantly, though, the longer that a house sits on the market, the lower its final price tends to be. Therefore, before you list your home, you need… Read more »

Financial Literacy Courses for Children (2020)

Earlier this year The CFPB (Consumer Financial Protection Bureau) has released this financial training for children on their website that is absolutely FREE. CLICK HERE to get to the training. CFPB says, “To build money skills, follow the three building blocks” Due to the coronavirus, many schools are out or transitioning to distance learning and… Read more »

Pool & Spa Liability with Slips and Falls

Owning a pool/spa comes with a number of liabilities.  You must not only worry about your immediate family but those you invite to swim.  What can be done to reduce liability exposure with “slip and fall” incidents? Regardless of a pool/spa size or depth, always have excess insurance coverage to sit over your primary homeowners… Read more »

Choosing Energy Efficient Windows

If eyes are the windows to the soul, then surely windows are the eyes of your house. When it comes time to replace those windows, it’s important to make a carefully considered decision before pulling the trigger. Today’s modern windows come in a staggering number of designs, made from a lot of different materials, all… Read more »

August 2020 Real Estate Forecast

Home sales in July were higher than last month and than a year ago, and mortgage rates are at record lows. However, tight inventory remains a hurdle, and the economy is not yet back to normal.

4 Tips When Buying A New Construction Home

What you should know about new construction homes Being the first person to own a newly-built home can be a source of immense pride and enjoyment. Having the chance to build a house to your exact specifications gives you a great opportunity to move into a home that you can enjoy for many years. As… Read more »